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Rates

Competitive Interest Rates. Growth Products. Earn on every dollar.

Achieve your financial goals with superior products that offer great rates with low minimum balances.



APY = Annual Percentage Yield. Fees may reduce earnings.

Interest Rates and APY effective as of 4/30/2015 and subject to change without notice.

Personal Checking and Savings

Account TypeInterest RateAPY
NDB Relationship Checking

$100 minimum opening balance

0.15%0.15%
NDB Money Market

Balance Tiers - $500 minimum opening balance

$0 - $2,4990.15%0.15%
$2,500 - $9,9990.25%0.25%
$10,000 - $24,9990.69%0.70%
$25,000 - $49,9990.69%0.70%
$50,000 - $99,9990.69%0.70%
$100,000 +0.69%0.70%
NDB Saver

$50 minimum opening balance

0.34%0.35%
Holiday and Vacation Savers

$0 minimum opening balance

0.34%0.35%

APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

Certificates of Deposit^

Fixed Rate CDsInterest RateAPY
3 Month0.25%0.25%
6 Month0.30%0.30%
9 Month0.89%0.90%
12 Month0.59%0.60%
13 Month0.69%0.70%
18 Month0.99%1.00%
24 Month0.64%0.65%
30 Month0.49%0.50%
36 Month0.49%0.50%
48 Month0.49%0.50%
60 Month0.49%0.50%

APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings. ^$1,000 minimum opening balance. Penalties may apply to early CD withdrawals.


Individual Retirement Accounts†

IRA account opening is not available online. Please visit one of our NewDominion Bank® branches.

IRAsInterest RateAPY
3 Month0.25%0.25%
6 Month0.30%0.30%
12 Month0.59%0.60%
24 Month0.64%0.65%
36 Month0.49%0.50%
48 Month0.49%0.50%
60 Month0.49%0.50%

APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings. †$500 minimum opening balance. A penalty may be imposed for early withdrawls.



Business Checking and Savings**

Account TypeInterest RateAPY
Commercial Money Market

Balance Tiers - $1.500 minimum opening balance

$0 - $2,4990.15%0.15%
$2,500 - $9,9990.25%0.25%
$10,000 - $49,9990.30%0.30%
$50,000 - $99,9990.39%0.40%
$100,000 +0.54%0.55%
Commercial NOW Account

$1.500 minimum opening balance

0.25%0.25%
IOLTA Account

No minimum opening balance

0.25%0.25%

APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

For full disclosure of terms and fees that apply to the specific account offerings, please request account disclosures from our Client Service Center at (800) 592-6248 or from a Relationship Banker at your nearest NewDominion Bank branch to include the Deposit Account Agreement, Truth In Savings Disclosure, Electronic Funds Transfers Disclosure & General Service Charges for Consumer Accounts.