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Rates

Competitive Interest Rates. Growth Products. Earn on every dollar.

Achieve your financial goals with superior products that offer great rates with low minimum balances.



APY = Annual Percentage Yield. Fees may reduce earnings.

Interest Rates and APY effective as of 3/19/2014 and subject to change without notice.

Personal Checking and Savings

Account TypeInterest RateAPY
FirstRate Checking

$100 minimum opening balance

0.15%0.15%
NDB Money Market

Balance Tiers - $500 minimum opening balance

$0 - $2,4990.15%0.15%
$2,500 - $9,9990.25%0.25%
$10,000 - $24,9990.69%0.70%
$25,000 - $49,9990.69%0.70%
$50,000 - $99,9990.69%0.70%
$100,000 +0.69%0.70%
NDB Saver

$50 minimum opening balance

0.34%0.35%
Holiday and Vacation Savers

$0 minimum opening balance

0.34%0.35%

Account TypeInterest RateAPY
Cash Back Saver*

$50 minimum opening balance

Qualifying Tier**0.54%0.55%
Non-Qualifying Tier**0.34%0.35%

Qualifications

Qualifying for the Cash Back Checking rewards automatically qualifies you for the highest Cash Back Saver rate too. To earn your rewards, simply do the following activities and transactions in your Cash Back Checking account each monthly qualification cycle:

  • Have at least 10 debit card purchases post and settle
  • Have at least 1 automatic payment (ACH) or direct deposit post and settle
  • Be enrolled and receive eStatement notice


APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

**You must have a Cash Back Checking account to open a Cash Back Saver account. At our discretion we may change the interest rate. The Cash Back Saver pays a premium rate of interest if you meet the qualification criteria in the Cash Back Checking and a lower rate of interest if you do not meet the qualification criteria.

Certificates of Deposit^

Fixed Rate CDsInterest RateAPY
3 Month0.25%0.25%
6 Month0.30%0.30%
9 Month0.59%0.60%
12 Month0.59%0.60%
13 Month0.69%0.70%
18 Month0.99%1.00%
24 Month0.89%0.90%
30 Month0.49%0.50%
36 Month0.49%0.50%
48 Month0.49%0.50%
60 Month0.49%0.50%

APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings. ^$1,000 minimum opening balance. Penalties may apply to early CD withdrawals.

RATES AVAILABLE ONLY IN NORTH CAROLINA AND SOUTH CAROLINA.


Interest Rates and APY effective 02/03/2014

Individual Retirement Accounts†

IRA account opening is not available online. Please visit one of our NewDominion Bank® branches.

IRAsInterest RateAPY
3 Month0.25%0.25%
6 Month0.30%0.30%
12 Month0.59%0.60%
24 Month0.89%0.90%
36 Month0.49%0.50%
48 Month0.49%0.50%
60 Month0.49%0.50%

APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings. $500 minimum opening balance. A penalty may be imposed for early withdrawls.


Interest Rates and APY effective 02/03/2014

Business Checking and Savings**

Account TypeInterest RateAPY
Commercial Money Market

Balance Tiers - $1.500 minimum opening balance

$0 - $2,4990.15%0.15%
$2,500 - $9,9990.25%0.25%
$10,000 - $49,9990.30%0.30%
$50,000 - $99,9990.39%0.40%
$100,000 +0.54%0.55%
Commercial NOW Account

$1.500 minimum opening balance

0.25%0.25%
IOLTA Account

No minimum opening balance

0.25%0.25%

APY is Annual Percentage Yield. Service fees or penalties charged against the account may reduce earnings.

For full disclosure of terms and fees that apply to the specific account offerings, please request account disclosures from our Solutions Center at (800) 592-6248 or from a Relationship Banker at your nearest NewDominion Bank branch to include the Deposit Account Agreement, Truth In Savings Disclosure, Electronic Funds Transfers Disclosure & General Service Charges for Consumer Accounts. Rate Change effective 3/19/14.