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| Deposit Rates |
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| Effective 5/07/2008 |
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Our APY* |
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APY
National
Average |
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First Rate Checking Account
$1,500 minimum opening balance |
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1.00% |
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N/A% |
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High Yield MMA
$3,000 minimum opening balance |
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2.15% |
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2.38% |
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Savings Account
$1,500 minimum opening balance |
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2.15% |
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2.57% |
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Variable Rate CD's
$3,000 minimum opening balance
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWLS.
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| 1 Year |
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2.12% |
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N/A% |
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| 18 Month |
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2.17% |
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N/A% |
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| 2 Year |
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2.22% |
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N/A% |
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| 30 Month |
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2.22% |
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N/A% |
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Fixed Rate CD's
$3,000 minimum opening balance
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWLS. |
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| 3 Month |
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3.35% |
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2.60% |
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| 6 Month |
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3.40% |
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2.77% |
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| 9 Month |
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3.30% |
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3.02% |
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| 12 Month |
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3.61% |
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3.04% |
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| 18 Month |
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3.20% |
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3.23% |
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| 24 Month |
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3.20% |
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3.11% |
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| 30 Month |
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3.20% |
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N/A% |
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| 36 Month |
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3.20% |
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3.21% |
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| 48 Month |
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3.20% |
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3.50% |
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| 60 Month |
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3.20% |
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3.54% |
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IRA's
$500 minimum opening balance
A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWLS. |
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| 3 Month |
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3.35% |
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N/A% |
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| 6 Month |
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3.40% |
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N/A% |
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| 12 Month |
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3.61% |
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N/A% |
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| 24 Month |
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3.20% |
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N/A% |
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| 36 Month |
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3.20% |
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N/A% |
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| 48 Month |
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3.20% |
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N/A% |
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| 60 Month |
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3.20% |
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N/A% |
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Commercial Money Market
Balance Tiers - $1,500 minimum opening balance |
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| 0 - $2,499.00 |
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1.00% |
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N/A% |
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| $2,500 - $9,999 |
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1.00% |
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N/A% |
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| $10,000 - $49,999 |
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1.00% |
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N/A% |
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| $50,000 - $99,999 |
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1.75% |
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N/A% |
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| $100,000 + |
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2.15% |
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N/A% |
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Commercial NOW Account
$1,500 minimum opening balance |
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1.00% |
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N/A% |
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IOLTA Account
No minimum opening balance |
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0.40% |
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N/A% |
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* Annual Percentage Yield (APY) accurate as of 5/07/2008. Interest rate and APY subject to change after account is opened. Service fees or penalties charged against the account may reduce earnings. |
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